Real estate appraisal services for homeowners in the city of Burton and Genesee CountyThe top seven reasons why Michigan homeowners use Paris & Associates Appraisers:
We at Paris & Associates Appraisers understand the special needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Paris & Associates Appraisers are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.Challenge Genesee County's assessment of your propertyLet's say you live in a region that is declining -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Paris & Associates Appraisers is your chief weapon when challenging your property tax assessment.PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Paris & Associates Appraisers, we're seasoned in helping customers just like you do away with undesirable PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be difficult and inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Paris & Associates Appraisers can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |
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